Focus on Your Home with a Fixed Second Mortgage

Spring is the perfect time to tackle those long-awaited home improvement projects, and we’re here to help you make it happen. With Mid Carolina Credit Union’s Fixed Second Mortgage, you can use the equity in your home for renovations, debt consolidation, or big projects with a one-time disbursement and predictable payments.

Why Choose a Fixed Second Mortgage?

Unlike a line of credit, this loan gives you a lump sum upfront, so you can plan and budget with confidence. Plus, you’ll enjoy the stability of a 10-year fixed rate, making repayment simple and stress-free.

At a Glance:

  • 10-Year Fixed Rate – No surprises, just steady payments.

  • Borrow up to $100,000 – Minimum loan amount of $25,000.

  • One-Time Disbursement – Not a revolving line of credit.

  • Available for South Carolina Primary Residences Only

  • Up to 90% CLTV for qualifying property types

Eligible properties include single-family homes, condos, townhouses, and double-wide mobile homes.

What Can You Use It For?

  • Home renovations & repairs

  • Outdoor upgrades for summer

  • Major purchases

  • Debt consolidation

  • Education or medical expenses

Ready to Focus on Your Home?

Give us a call or stop by your local branch to learn more. Our team is ready to help you put your home’s equity to work just in time for a spring refresh!

Reach out to us today!

803-432-8521
midcarolinacu.com

Lynn Blizzard