Business Accounts

How To Join

At Mid Carolina Credit Union, we offer all the services and benefits of a big-name bank – but without any of the excessive and unnecessary fees! How do we do it? Simple. As a credit union, our one and only purpose is to provide our members with the best products and services possible. So, while banks are focusing on profits, we focus only on YOU and your business. Call today to see how we can help your business thrive!

Business Savings

  • $5 minimum opening deposit

  • $5 minimum balance requirement

  • Monthly dividends

  • Free Online Banking

Business Share Certificates

  • $1,000 minimum opening deposit

  • Monthly dividends

Business Checking

  • No minimum opening deposit

  • Must maintain $200 minimum average daily balance. We retain the right to charge a fee if requirements are not met

  • Free MCCU Visa® Debit Card

  • Surcharge-free access to more than 30,000 ATMs nationwide through the CO-OP® Network

  • Same-day credit on deposits made during business hours

  • Overdraft Privilege (ODP)

  • Free Online Banking

  • Monthly electronic statements

  • Free Notary Service

Business Anytime Access

Business Anytime Access - Online Banking

  • View account balances and transactions

  • Transfer funds

  • Schedule automatic transfers

  • View and print check copies

  • Download free e-Statements

MCCU memberships required to open a business account or to obtain a loan. Minimum deposits, account balances & transaction fees may apply to some business accounts. All loans subject to credit approval. Other restrictions may apply. Equal Credit Opportunity Lender.