Focus on Your Home
Now’s a great time to bring your home improvement dreams to life. Our second mortgage offers a one-time lump sum with predictable monthly payments.
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Now’s a great time to bring your home improvement dreams to life. Our second mortgage offers a one-time lump sum with predictable monthly payments.
Mortgages
Experience the difference of personalized service. Whether you're buying a new home or refinancing your current one, we offer competitive rates and the local touch you can trust.
Once A Member, Always A Member
Mid Carolina Credit Union membership is open to any individual who lives, works, or attends school in Kershaw or Richland Counties in South Carolina.
Count on us to help fund your dreams. Your community lending specialists!
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Free financial education and money management designed for your financial success!
Turn your phone into your own MCCU area branch for anytime banking on the go!
I am always warmly greeted upon entering any Mid Carolina Credit Union branch. The associates are courteous and knowledgeable about all products offered and handle any questions regarding your accounts. Pleasant experience each time I have to visit a branch location.
Debbie Bryson, Valued Member
If you could use a little more room in your budget, Mid Carolina Credit Union’s Holiday Skip-A-Pay program might be a good fit.
MCCU invites you to safely dispose of your sensitive documents while giving back to our local community.
MCCU is one of nine credit unions across North and South Carolina selected to receive part of the $50,000 distributed through the 2025 Vizo Financial Empowerment Grant program.