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Home Equity Line of Credit (HELOC)
Whether you're planning renovations, consolidating debt, or preparing for big expenses, a Home Equity Line of Credit (HELOC) gives you flexible access to funds backed by the value you've built in your home.
Credit Cards
Get The Credit You Deserve. Enjoy the benefits and buying power you want with a new Visa Credit Card.
Celebrating 65 Years in 2026
Help us grow our legacy by bringing those you care about into a credit union that puts people first. We invite your family to join Mid Carolina.
Count on us to help fund your dreams. Your community lending specialists!
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Free financial education and money management designed for your financial success!
Turn your phone into your own MCCU area branch for anytime banking on the go!
I am always warmly greeted upon entering any Mid Carolina Credit Union branch. The associates are courteous and knowledgeable about all products offered and handle any questions regarding your accounts. Pleasant experience each time I have to visit a branch location.
Debbie Bryson, Valued Member
As a first-time homebuyer, the loan process felt overwhelming at times, but Cathy made everything feel manageable, clear, and even reassuring. She was incredibly empathetic, patient, and kind throughout the entire journey. - Ashland
Exceptional customer service time after time. - Randy
Please know how much I value the support you provide for our students. You are an exceptional mentor, and we are fortunate to have Mid Carolina Credit Union as one of our strongest industry partners. - Tara, WBLC Westwood High School
