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Focus on Your Home
Now is the perfect time to tackle long-awaited home improvement projects. Use the equity in your home for renovations, debt consolidation, or big projects with a one-time disbursement and predictable payments with our Fixed Second Mortgage.
Money Market Accounts
Peace of Mind, Great Rates, and Liquid Funds with a Money Market Account.
Mortgages
Need a Home Loan? Nothing beats the “local touch,” and we’ve got it at Mid Carolina Credit Union! Refinancing or buying, we have a rate that will work for you.
Looking to Buy a New Vehicle?
When you're shopping for a new or used vehicle, contact us first and get PRE-APPROVED! Then, you can shop the dealers for the vehicle that is right for you, and you will also get a great low rate.
Once A Member, Always A Member
Mid Carolina Credit Union membership is open to any individual who lives, works, or attends school in Kershaw or Richland Counties in South Carolina.
Count on us to help fund your dreams. Your community lending specialists!
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Free financial education and money management designed for your financial success!
Turn your phone into your own MCCU area branch for anytime banking on the go!
I am always warmly greeted upon entering any Mid Carolina Credit Union branch. The associates are courteous and knowledgeable about all products offered and handle any questions regarding your accounts. Pleasant experience each time I have to visit a branch location.
Debbie Bryson, Valued Member
MCCU invites you to safely dispose of your sensitive documents while giving back to our local community.
MCCU is one of nine credit unions across North and South Carolina selected to receive part of the $50,000 distributed through the 2025 Vizo Financial Empowerment Grant program.
If your auto loan is currently financed with another financial institution, you may qualify for our limited-time refinance promotion.
