Credit Cards

ENJOY POPULAR CARD-MANAGEMENT FEATURES FOR YOUR MID CAROLINA CREDIT UNION CREDIT CARD IN A SINGLE PLATFORM.

Check balances, make payments, set alerts, turn your card off and on, and so much more! And don’t forget to add your MCCU Credit Card to the digital wallet of your choice on any connected device. Adding your card information to your digital wallet allows you to make payments right from your smartphone – simply tap your device against the store’s electronic terminal and go.

Mid Carolina Credit Union Visa Advantages. Get The Credit You Deserve.

Enjoy the benefits and buying power you want with a new Visa Credit Card from Mid Carolina Credit Union.

• Save money with a low percent APR* on purchases.

• Get the spending flexibility you need to cover small and large purchases, from gas to new furniture. Even take care of household bills.

• Receive protection against fraud with the Visa Zero Liability policy*. If your card is ever lost or stolen, you’re not responsible for purchases you didn’t make.

• Enjoy worldwide acceptance. You can use your card at millions of places, including online and over the phone.

Mid Carolina Credit Union Visa Advantages

PLATINUM REWARDS 10.45% - 18% APR*

Earn Points With Every Purchase and Choose Your Reward. Available Only With a MCCU Visa Platinum Rewards Card!

YOU ALREADY LOVE HOW CONVENIENT YOUR VISA CREDIT CARD IS, BUT HOW MUCH MORE WOULD YOU LOVE YOURS IF IT WAS REWARDING, TOO?

Now, you'll get more with every purchase. Every time you use your MCCU Visa Platinum Rewards Credit Card, you earn points that reward you with exactly what you want.

Just make the same purchases you normally do:

• Groceries

• Gas

• Movies

• Pay Bills

• Every purchase made with your card earns points toward the rewards you choose

Our easy-to-use rewards website lets you keep track of your points and shows you how to redeem them for fabulous rewards! From online shopping to once-in-a-lifetime trips...big screen TVs to big sporting events and concerts. From your favorite national stores to the local merchants you love.

Whatever you CHOOSE! Just enroll now and use your Visa card the way you normally would...then watch the points pile up. It's time to find out just how rewarding using your MCCU Visa Platinum Rewards Card can really be!

Follow these three easy steps to start earning your rewards:

1. REGISTER

   • Register your card(s) for uChoose Rewards at uChooseRewards.com.

   • Click the register link and follow the prompts to create your user ID and password.

   • Once you are registered, you can choose to receive emails for special offers.

2. EARN POINTS

   Simply use your card anywhere and earn points for every dollar spent! Earn even MORE points when you use your Visa® Platinum Rewards Card at the participating retailers listed on the website. It’s that easy!

   • Earn 1 point for every $1 spent when you use your Visa® Platinum Rewards Card.

   • Earn additional points by shopping at participating national and local retailers online or in-store.

   • Visit uChooseRewards.com for additional offers and participating retailers.

3. REDEEM POINTS

   Redeem your points for cash or choose from hundreds of items, including:

   • Travel experiences

   • Activities

   • Event tickets

   • Merchandise

   • Gift cards

   • Gas cards

   • Game downloads

   • And much more!

Already a Mid Carolina Credit Union Visa® Platinum Rewards holder? Click here or above to register your card with uChoose Rewards and get started.

Don’t have a Mid Carolina Credit Union Visa® Platinum Rewards Card but interested? Contact us compare our credit card program offerings.

CREDIT CARD

Regular Hours: (803) 432-8521
After Hours: (800) 433-5226

TAKE CONTROL OF YOUR CREDIT CARD!

With our FREE card management and spend tracking tool within mobile banking, fighting fraud has never been easier! Simply click Cards from your Mid Carolina CU mobile banking app for real-time card controls. Cardholders can manage their finances by specifying how, when, and where their card is used with just a few taps on their smartphone. View spending insights, receive transaction alerts, immediately turn off a lost or stolen card, and more. Take control of your cards and take control of your finances today!

Request a copy of the change in terms and agreement notice for the Visa Classic and Visa Platinum Rewards Credit Card.