Audio Response
Mid Carolina's My Personal Teller
You're never out of touch with your accounts or your money. Through My Personal Teller, you can check your balances and review your transactions from your home phone or your cell phone.
To access My Personal Teller, you must call (803) 432-8521 to be enabled for enrollment. Once you have been enabled, you may call (803) 432-7048 or (800) 464-3924 at any time to access your account.
Click here to view and download our Audio Response instructions.
Insurance & Protection Products
Guaranteed Asset Protection (GAP)
Don’t let a wrecked vehicle wreck your finances.
Guaranteed Asset Protection can help fill the gap between what your vehicle insurance will pay and what you owe on your loan to cushion you against sudden out-of-pocket expenses if your vehicle is deemed a total loss. GAP can help lighten the financial burden for you and the people you care about. Get GAP today so you can worry a little less about tomorrow.
Your purchase of Guaranteed Asset Protection (GAP), which includes deductible assistance, is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days, you will receive a full refund of any fee paid.
GAP purchased from state-chartered credit unions in FL, GA, IA, RI, UT, VT, and WI may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you choose a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee.
GAP purchased from state-chartered credit unions in CO, MO, or SC may be canceled at any time during the loan and receive a refund of the unearned fee.
Debt Protection
Debt Protection may make your loan payments when you can’t.
Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan payments against the unexpected, such as a covered life event or disability, could help you protect more than your finances. It could help lighten the burden for the people you care about. Protect your loan payments today so you can worry a little less about tomorrow. There’s no way to predict an injury, illness, or other unexpected life event. You can take steps to protect your family if the unforeseen happens. Debt Protection may help reduce or pay off your covered loan up to the policy maximum in the event of a covered life event, injury, illness, or death. You decide which payments you want to protect, and the monthly fee may be added to your loan. Coverage is designed to fit your lifestyle, it is totally voluntary, it won’t affect your loan approval, and it’s simple to apply. You can sign up for debt protection at your loan closing or anytime you’d like.
Simple to apply
Designed to fit your lifestyle
Coverage that fits your loan
Totally voluntary
Won’t affect your loan approval
Sign up for debt protection at your loan closing or anytime you like
CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Your purchase of MEMBER’S CHOICE® Debt Protection, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Group Policy for a full explanation of the terms.
CA Only: Claims may be filed by contacting your credit union. If you have questions regarding your claim status, contact CMFG Life at (800) 621-6323. California Department of Insurance Consumer Hotline: (800) 927-4357.
VT Only: Claims may be filed by contacting your credit union. If you have questions regarding your claim status, contact CMFG Life at (800) 621-6323. Only a licensed insurance agent may provide consultation on your insurance needs.
CDCL-1457655.1-0316-0418, © CUNA Mutual Group 2016, All Rights Reserved
TruStage® AD&D
$1,000 of TruStage™ Accidental Death and Dismemberment Insurance Coverage Is Yours.
One of the nice benefits of credit union membership is a no-cost Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.
You can get $1,000 of coverage, paid for by your credit union and provided by CMFG Life Insurance Company. You can also get up to an additional $300,000 in AD&D coverage from CMFG Life at affordable rates.
Sign up for your no-cost or additional protection today.
TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC, and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. ADD-1112-225E
TruStage® Life Insurance Plans
We offer TruStage Life Insurance Policies to help you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget and provide excellent coverage. Learn about this important coverage or call 1 (855) 612-7909 for more information.
TruStage™ Life Insurance is offered by TruStage Insurance Agency, LLC, and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. LIFE-1112-C9B
TruStage®Auto & Home Insurance Program
Exclusively for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service. Get your free quote today or call 1 (855) 483-2149.
TruStage™Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC, and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. MAH-1112-7C9E
To get a quote, go to www.trustage.com.
Notary Services
All Mid Carolina Credit Union members have free access to the notary public in each of our offices.