Digital Mobile Banking Services
Our tech keeps you in close touch with your money.
Tap into your accounts at any hour of the day - and from anywhere your personal GPS takes you. Get a big-picture view of your finances and all the tools you need to get back to life fast.
Mobile Banking – Mid Carolina CU Mobile
Want to manage money from your workplace? The shopping plaza? Your best friend's patio? With our mobile app, those will all work.
Your financial life is at your fingertips! Our do-it-all mobile app lets you review transactions, deposit checks, turn your cards off & on, and much more without missing a beat in your busy day. Enjoy one easy place to manage all your transactions and accounts on the go.
No matter where you are, you can:
View all accounts and current balances
View e-Statements
Transfer Funds
Make a Mobile Check Deposit
View transaction history
Make a loan payment
Access Bill Pay
Access Zelle
Card Management – turn cards on/off, set travel notifications, & more
Account alerts – customize special account alerts
Check your credit score and more
Find a branch or ATM
And more
Download Our Free Mobile App Today
In order to have access to your account with mobile banking, you must have an iPhone or Android smartphone or an iPad and already have ONLINE BANKING account access. If you don’t have ONLINE BANKING access, contact our Member Services department at (803) 432-8521 to be enabled for enrollment.
*There is currently no charge associated with Mobiliti (Mobile Banking). There may be charges associated with text messaging and data usage on your phone. Check with your wireless phone service provider for more information. Completing the activation process: Activation of your account must occur within 24 hours of enrollment using the specific device enrolled. After that time you will need to re-enroll the phone or device. This is to ensure the security of your account. 1Data rates may apply. Check with your mobile phone carrier for details. App Store is a service mark of Apple Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Copyright © 2023 Mid Carolina Credit Union All rights reserved.
Card Management
Ready for an easier way to manage your cards? Stay in control of all your Mid Carolina Visa® Credit and Debit Cards with the Card Management & Spend Tracking tool! The card controls and alert technology puts more control, convenience, and safety in your hands. From instant card activations to clearer merchant transaction info to robust fraud protections, now you can do even more from one convenient place.
What Can You Do?
Set card controls based on location, amount, merchant, or transaction type
View spending insights
Quickly add your cards to your digital wallet
Receive transaction alerts
Immediately turn off a lost or stolen card
Create travel plan notifications for the credit union
And more!
Try the convenient, secure, and easy way to manage your cards and track your spending within mobile banking today. Download the Mid Carolina CU mobile app and simply tap MY CARDS to get started.
Mobile Deposit
Deposit your checks wherever, whenever!
No more waiting in line! With our Remote Check Deposit feature, you can deposit your checks from the comfort of home or wherever you may be. All you need is a smartphone or tablet and an internet connection.
Check out the benefits (and we think you’ll wonder why you’ve still been making the drive):
Hassle-free. No more running to the branch (think of the time you’ll save!).
Safe and secure. Our encrypted process protects you every step of the way.
Fast and easy. Just a few simple taps and snaps, and your deposit is handled.
Plus, anytime, anywhere convenience. Make a deposit whenever it’s convenient for you.
To Get Started:
Download the Mid Carolina CU Mobile Banking App from the App Store or the Google Play Store if you do not have it.
Open Mid Carolina’s Mobile Banking App.
Tap the menu icon and select Remote Deposit.
Ensure that your check is properly and legibly endorsed with your signature and label it “For Mobile Deposit Only MCCU.” Endorsements on mobile deposits that DO NOT include the above statement on the back of the check will be rejected.
Follow the instructions on the screen to access mobile check deposit and to complete the transaction.
Mobile Wallet
Ready to pay right from your phone or smartwatch? Add your Mid Carolina Visa Debit/Credit Card to your Mobile Wallet and pay in-store digitally. Here’s how:
Sync your Mid Carolina accounts with Apple Pay, Google Pay, or Samsung Pay
Enjoy fast, easy, and convenient payments
Saves time at checkout, and payment is safer and more secure
You just need the mobile payment app, your card details, and something you want to buy. Not bad, right?
If prompted, complete the verification process by calling our Call Center at (803) 432-8521.
* Apple, the Apple logo, iPad Air, iSight, iTunes and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay, iPad mini and Touch ID are trademarks of Apple Inc. Samsung - Only compatible with select cards; contact us or visit samsung.com/pay for compatibility. Over-the-air software update is required to download Samsung Pay. Availability may vary by service provider. Android, Google Pay, and the Android Logo are trademarks of Google Inc.
Credit Sense
Your credit score and more, anytime, anywhere.
Staying on top of your credit has never been easier. With one powerful tool, access your credit score, full credit report, credit monitoring, financial tips, and education. You can do this ANYTIME and ANYWHERE and for FREE.
BENEFITS OF CREDIT SCORE
Daily Access to Your Credit Score
Real-Time Credit Monitoring Alerts
Credit Score Simulator
Personalized Credit Report
Special Credit Offers
And More!
The benefits are endless, so there is no need to wait. YOUR CREDIT SCORE. DAILY. AND SECURE. Simply log into mobile or online banking to use this free service and enroll.
Mobile Privacy Policy
There is currently no charge associated with Mobiliti (Mobile Banking). There may be charges associated with text messaging and data usage on your phone. Check with your wireless phone service provider for more information. Completing the activation process: Activation of your account must occur within 24 hours of enrollment using the specific device enrolled. After that time you will need to re-enroll the phone or device. This is to ensure the security of your account. 1Data rates may apply. Check with your mobile phone carrier for details. App Store is a service mark of Apple Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Copyright © 2023 Mid Carolina Credit Union All rights reserved.