What to do with your tax refund

Are you celebrating a tax refund?  Mazel Tov!  But don’t go blow it on something weird.

 Here are 4 good moves to make with it.

1. Build (or start) your emergency fund

That’s the money you dip into if there’s an unexpected mishap for example.

2. Pay down your highest interest credit card

But be careful not to run it back up. 

3. Put it into a special savings plan (like an MCCU money market account), for retirement, or a college fund

4. Think about prepaying for an upcoming vacation

That way, you’re not putting your trip on a credit card.

Four ways you can become a tax refund genius.